Mr. Woosley is a Principal and one of the founders of the BUILD Funds and LMFA, LLC. He has over 20 years of financial and investment experience. Prior to joining LMFA, Mr. Woosley was managing director and portfolio manager for a $1+ billion commingled real estate fund that specialized in financing construction and providing permanent take out financing for office, industrial, retail and multi-family projects throughout the United States. He has overseen the underwriting and due diligence for over $2 billion in equity, participating mortgages, and credit enhancement facilities. In addition, Mr. Woosley has extensive experience in valuing commercial real estate of all types under ERISA, OCC, GAAP and NCREIF guidelines. He has significant experience in the operation of ERISA regulated real estate investments and in the marketing of those investments to institutional clients. Mr. Woosley also has provided pension consulting services, including needs analysis, investment management and administration selection, and employee communication to a variety of corporate and non-profit entities. He has published manuscripts on Accounting for Post-retirement Benefits Other than Pensions - FASB 106, Post-retirement Funding Vehicles, and IRS §457 Plans.

Mr. Woosley is a Chartered Financial Analyst and a member of the Association for Investment Management and Research, American Real Estate Society, and the International Foundation of Employee Benefit Plans. He graduated in 1984 from the George Washington University with a B.A. in accounting and received his MBA in 1991 from the University of Michigan.

Mr. Nichols is a Principal and one of the founders of the BUILD Funds and LMFA, LLC. Mr. Nichols has over twenty years of senior management experience in the Building and Construction Trades. Prior to joining LMFA, Mr. Nichols served as the Director of External Relations for the Building and Construction Trades Department of the AFL-CIO in Washington D.C. Mr. Nichols was responsible for the Department’s external relations, including government, public, and interdepartmental. He coordinated the National Committee on Labor-Management and headed the department’s Legislative Taskforce. Mr. Nichols was also responsible for coordinating relations with the Departments Canadian Building and Construction Trades Councils and staffs.

Prior to his position in the national office, Mr. Nichols served as Secretary Treasurer and President of the Michigan State Building Trades Council. In this capacity he coordinated the efforts of over 125 local building trades unions with over 80,000 members throughout the state of Michigan. His initiatives included the AFL-CIO Employer Purchasing Coalition and the Construction Organizing Membership Education Program. Mr. Nichols also served as a Business Agent for the Ironworkers Local #25. In addition to his involvement in the building trades, Mr. Nichols also has served on numerous not-for-profit and community boards.

Director of Investments

A Principal of LMFA, LLC, Mr. Zarnoch has over 25 years of diversified financial and banking experience. Prior to joining LMFA, Mr. Zarnoch was the Senior Vice President and the Director of Commercial Lending at Michigan National Bank. As a senior executive, he directed more than 300 employees in the management and growth of a $4.5 billion loan portfolio, which included over $1.5 billion of commercial real estate loan assets. He formulated and implemented policies in all aspects of commercial lending, as well as directing sales/marketing activities, business and new product strategies, and client contact efforts. In addition, Mr. Zarnoch also held a series of increasingly responsible positions in the banking industry involving existing as well as several start-up businesses.

Mr. Zarnoch has a Ph.D. in Economics from West Virginia University and B.A. from Bethany College.

A Principal of LMFA, LLC, Mr. Ruffley has over 20 years of financial experience. Prior to joining LMFA, Mr. Ruffley was the Executive Vice President and Chief Financial Officer of Federal Enterprises, Inc., a privately held investment company with holdings in real estate and communications. His responsibilities included all aspects of the firm’s financial operations including acquisitions, internal accounting systems, tax reporting, and external investor/lender relations. Mr. Ruffley also spent nine years with an international accounting firm. As a senior manager, he coordinated and supervised audit and consulting engagements for a variety of U.S. and international clients.

Mr. Ruffley is a Certified Public Accountant in the state of Michigan. He received his BA and MBA from Michigan State University.

Mr. Stratos has over 20 years of real estate investment and asset management experience. He has overseen the acquisition, management, and disposition of over $1 billion of real estate located throughout the United States. Prior to his joining LMFA, Mr. Stratos’ previous positions include Vice President with The New Boston Fund and Senior Regional Manager with The Union Labor Life Insurance Company.

In the early 1970’s, Mr. Couture founded one of the first commingled real estate investment funds allowing Taft-Hartley pension plans to invest in job creating opportunities. Working with the International Foundation of Employee Benefits, Mr. Couture has spoke on the merits of real estate investing throughout the country. He is a forty-five year member of the International Brotherhood of Electrical Workers and served as Business Manager and Chair of the Pension Plan for Local #8 in Toledo. Mr. Couture serves on numerous community boards and is involved in many charitable activities.